Subsidies for small and medium-sized businesses as government support for entrepreneurship. State support Center for support and development of small businesses

Every year Russia becomes more and more attractive for doing business. In the World Bank Doing Business ranking, the country ranks 35th among states that create a favorable climate for the launch and development of projects. In turn, Moscow was ranked second in the national ranking in terms of investment attractiveness and fifth among European cities according to the international publication Financial Times.

Significant contributions to the development of the investment environment are made by: targeted programs government funding and small business assistance programs. In this material we will tell you step by step what kind of support Moscow offers entrepreneurs today for opening, running and developing their business:

Step 1. Registration. Consultations. Education. Choose one of 15 Business Service Centers (BSC), which are located in all districts of the capital and operate on the basis of the State Budgetary Institution Small Business of Moscow. All services there are provided free of charge. TsUB specialists will help prepare documents for registration as an individual entrepreneur (IP) or in the form of a company with limited liability(OOO). In 2017 alone, consulting support was provided to more than 80 thousand people. Aspiring entrepreneurs will be offered training at the MBM Startup School. The basics of starting and developing your own business successful entrepreneurs and professional business trainers can also be studied online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on best business practices and cases that are relevant in business.

The Central Management Bureau will also advise entrepreneurs on various issues of doing business: labor and civil legislation, accounting. Here they can prepare an application for the transition of an enterprise to a simplified or patent tax system.

Step 2. Choose premises for doing business. The center staff will help you get acquainted with various options and will talk about renting on preferential terms non-residential areas owned by the city of Moscow. Today, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m. m per year and 1 thousand rubles per 1 sq. m per year for premises located in the basement. The Central Management Office will help you with information about the availability of vacant premises in city technology parks. There are more than 30 technology parks with various industry specializations in the capital. In addition, if at the beginning of your business journey you do not need large areas, you can get workplace in one of the six co-working centers of the State Budgetary Institution “Small Business of Moscow”.

Step 3. Decide on financing. TsUB specialists will advise on sources of obtaining business financing at different stages of its development, and will invite entrepreneurs to visit special educational programs and events where representatives speak financial structures. The city currently provides the following types of financial support; all details on them will be provided to the Central Management Bureau:

• Subsidy programs, among them subsidies for compensation of interest rates on loans and leasing payments, for compensation of costs for the purchase of equipment, as well as for participation in congress and exhibition events, and others. If your organization meets the conditions and requirements for grants, they will help you prepare a set of documents and fill out an application.
• Warranty support program in the Capital Small Business Lending Fund. The fund will help attract loans to successfully operating companies if they do not have enough of their own collateral (collateral) for creditors. You can submit an application to the Fund or through the Central Educational Institution. An entrepreneur can independently contact any of the fund’s partner lenders, including 70 banks and 6 leasing companies. The Fund's guarantees cover up to 70% of the loan. Thus, in the first five months of 2018 alone, thanks to this program, entrepreneurs received financing totaling more than 9 billion rubles. It is important to understand that without government support, the lenders would have refused the vast majority of these borrowers.
• Preferential long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Fund for the Support of Industry and Entrepreneurship offers companies operating in the production sector, scientific research or developments software at a rate of 5% per annum, and for residents of technology parks and industrial complexes in Moscow at a rate of 2% per annum.
• Financing for startups in the scientific and technical field offered by the capital's Venture Investment Development Fund. The fund provides concessional loans innovative projects, located at the most early stages development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional funding from the Fund. Today, 57 private investors work with the organization. The co-investor must invest from 50% to 200% depending on the size of the Fund’s loan itself, which can range from 0.5 to 36 million rubles, respectively. The loan term is from 3 to 6 years with a repayment deferment of up to 2 years.

Step 4. Entering the government order market. Moscow pays significant attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are carried out in in electronic format. The Moscow government created a showcase of city orders, where 91 thousand suppliers are registered, of which 70% are SME companies, 15 million contracts worth 80 billion rubles were concluded. On the portal you can use the subscription service for purchases of a certain category. Participants in government orders can also receive microloans and guarantee support from the funds already mentioned above.

Step 5. Enter foreign markets. When production in the capital is established, you can safely think about this. The Moscow Export Center will advise on all issues of the export cycle, train foreign economic activity at the Moscow Exporter School, they will help with promotion on the international electronic marketplace Alibaba.com, as well as with international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of the important tools for promoting Moscow manufacturers is a unified export catalog, which contains over 1.5 thousand product items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you encounter administrative barriers when doing business in Moscow, then in this case the city will help protect your legal rights and interests, will come to the rescue where it operates hotline+7 495 620-20-45 SOS.SHTAB@website

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the State Budgetary Institution “Small Business of Moscow” in the series “Finance for Growing Businesses” and #MoscowforBusiness, for which you can register on the portal mbm.ru

What specific government support measures can a person who opens his own business count on?

Subsidies from the employment center

If you are just planning to open your own business, then the first thing you need to know about is the existence of a special program of the Ministry of Economic Development to provide subsidies to small and medium-sized businesses at the regional level. As part of this program, the employment center provides one-time financial assistance in starting their own business.

The amount is provided in the amount of 12 times the maximum amount of unemployment benefit. Previously it was 58,800 rubles. (based on the assumption that the unemployment benefit amount was 4,900 rubles). However, from January 1, 2019 maximum size benefits will increase from 4900 rubles. up to 8,000 rubles, so the size of the subsidy may increase. There is also a one-time financial aid for the preparation of documents: payment of state fees, performance of notarial acts during state registration, acquisition of blank documentation, production of seals, stamps, legal services, consultations. For example, in the Moscow region, financial assistance for the preparation of documents amounts to 7,500 rubles.

A subsidy from the employment center is available to citizens over 18 years of age. But in order to receive it, they need to register with the employment center, that is, have unemployed status and receive benefits. It is also worth considering that subsidies are not given to everyone, since there are a limited number of them, and they are issued at the beginning of the financial year (you need to try to get into the right period). Vasily Puchkov, deputy director of the regional center for supporting the Olympic movement, talks about these and other subtleties.

Grant support

This measure of state support is usually provided by regional authorities. The grant is provided to a start-up entrepreneur in the form of a one-time subsidy, on a non-refundable and free basis. The maximum amount, as a rule, is 600,000 rubles. But depending on the region, the conditions for receiving grants may differ. Therefore, it is better to find out all the details locally. Money is allocated to those whose applications have passed the competitive selection process. The selection criteria include the scope of the business, the amount of revenue, the number of jobs, etc.

In 2019, beginning farmers can still count on special government support. The size of the grant under the “Support for Beginning Farmers” program can reach 3 million rubles. This amount, for example, is received by beginning livestock farmers in the Moscow region if they specialize in breeding large cattle, and 1.5 million rubles. provided to farms operating in other areas. IN farming who received such a grant, at least one job must be created for every 1 million rubles. grant.

In Tatarstan for 2019, the amount of grant support under the Beginning Farmer program will be higher - it will amount to up to 5 million rubles. instead of the previous 3 million. So the conditions and amounts should be clarified in each specific case.

In addition, there are grants in the amount of up to 30 million rubles. for the development of family livestock farms.

In St. Petersburg, since 2015, the program “Support for Social Entrepreneurship” has been implemented, within the framework of which costs associated with the payment of rental payments and the purchase of equipment are subject to reimbursement: rental of buildings, non-residential premises, equipment rental and equipment purchase.

In addition, a program to support entrepreneurs creating children's centers has been developed in St. Petersburg; support program for entrepreneurs engaged in handicrafts, and other programs.

To find out more about receiving grants and subsidies, go to official government websites that provide information about business support measures. For example, on the website of the Ministry of Economy of the Republic of Tatarstan, all areas of state support are described in detail. For the Moscow region, such information is provided by the website of the Center for Entrepreneurship Development of the Moscow Region. The website “Small Business of Kuban” provides a detailed list of subsidies for entrepreneurs operating in the south of Russia.

It will be easier if you use the search in the “Support for SMEs in the regions” section on the Federal Portal of Small and Medium Enterprises. Just enter your region in the search and you will be automatically transferred to the “local” SME portal.

On the Ministry's website economic development In the Russian Federation, you can use the list of authorized bodies to support small and medium-sized businesses in the constituent entities of the Russian Federation.

Federal business support programs

This type of business support can be divided into programs from:

• Ministry of Economic Development of Russia

His area of ​​interest extends to the implementation of a program to provide subsidies from the federal budget to provide state support to SMEs in the regions (in accordance with the orders of the Ministry of Economic Development issued annually).

Funds are distributed on a competitive basis between regions and allocated for activities provided for regional programs, but on condition that the costs are co-financed by the regions.

The program of the Ministry of Economic Development involves direct and indirect support measures, which can be counted on by those who produce goods, develop and implement innovative products, specialize in folk arts and crafts, and carry out craft activities, promotes rural and ecotourism, develops social entrepreneurship.

• SME Corporations

This organization is engaged in solving a various range of problems, including providing financial, property, legal, infrastructural, and methodological support; organizes different kinds support of investment projects, etc.

• JSC "SME Bank"

More information about support programs and conditions on the basis of which you can apply for state assistance in business development can be found on regional portals for small and medium-sized businesses. For example, the Ryazan portal provides detailed information on types, forms, and support infrastructure.

Subsidies for loan interest reimbursement

A business can count on compensation for the cost of paying interest on loans received from credit institutions for the support and development of activities, including the renewal of fixed assets (with the exception of loans received for the purchase of passenger vehicles).

The conditions for receiving a subsidy need to be clarified in the regions. For example, in Moscow they are as follows:

• the organization meets the criteria for an SME;
• the organization or individual entrepreneur is registered and operates in Moscow, and the duration of registration is at least 6 months before the date of filing an application for a subsidy;
• period of overdue debts on taxes, fees and other mandatory payments on the day of filing the application does not exceed one month;
• there are no pending contracts for the provision of subsidies from the budget of the city of Moscow on the day of submission of the application;
• there are no violations of contractual obligations secured from the budget of the city of Moscow;
• there is a loan agreement with a credit institution included in the list of credit institutions selected in the prescribed manner joint stock company « Federal Corporation for the Development of Small and Medium-Sized Enterprises” and has concluded a cooperation agreement with the Department of Science, Industrial Policy and Entrepreneurship of the city of Moscow, or has received approval from a credit institution to issue a loan.

In 2019, the state will allocate 7.2 billion rubles to banks. for preferential loans for entrepreneurs, thus increasing budget subsidies for the soft loan program for small businesses in priority sectors by 11 times. This is provided for in the draft federal budget for 2019 and subsequent years 2020-2021. The total amount of expenses for the next 6 years will be 190.9 billion rubles.

The proposal is to issue loans to small and medium-sized businesses for projects in priority sectors at a rate of 6.5%. It will extend to industries such as Agriculture, construction, transport, communications, tourism activities, manufacturing industries, production of electricity, gas and water, healthcare, collection, processing and disposal of waste, industries in which priority areas development of science, technology and engineering.

According to the rules, the difference with market rates (3.1% under a loan agreement for medium-sized businesses and 3.5% for small businesses) is reimbursed to banks by the budget. In 2019, thanks to innovations, preferential lending will be provided in more than 200 billion rubles.

Small business support: changes in 2019

In the summer of 2018, the president signed a document that expands property support for small and medium-sized businesses. This law establishes an indefinite right to purchase leased state and municipal property and the possibility of using land plots when providing property support to SMEs.

Also, shortly before 2019, Government Resolution No. 1212 dated 10.10.2018 was presented. The document makes changes to the rules for providing subsidies from the federal budget credit organizations to compensate for lost income on loans issued to SMEs at a preferential rate.

According to the document, the maximum loan amount issued to a SME for investment purposes at a preferential rate has been reduced from 1 billion rubles. up to 400 million rubles. But the maximum amount of total loans that can be issued to one borrower remains 1 billion rubles. The changes were made to enable banks to provide loans to more SMEs.

In addition, it is important to mention Government Order No. 2586-r dated November 26, 2018, which talks about the draft federal law amending Art. 25 Federal Law“On the development of small and medium-sized businesses in Russian Federation" This bill has been prepared for implementation national project“Small and medium-sized businesses and support for individual entrepreneurial initiatives,” which provides for expanding access of SMEs to financial resources, including preferential financing.

When the bill is adopted, the guarantee support provided by SME Corporation JSC to SMEs will be expanded. This will affect companies operating in high-tech industries, startups, agricultural cooperatives, fast-growing innovative companies and SMEs implementing projects in the Far Eastern and North Caucasus federal districts and in single-industry towns.

In Moscow, there are various programs to help small businesses: from providing benefits for renting office space to guaranteeing loans.

Supporting small businesses in Moscow in 2015 is especially relevant, since entrepreneurship is going through hard times. The consumer market is shrinking, and instability in the monetary and financial sphere complicates activity planning. At the same time, to this day there are various programs in place that allow newly created companies to receive profitable terms to get started and minimize your costs.

Type of assistance: Assistance to SB lending

• Organization: MBM Lending Assistance Fund of the relevant Department
• The essence of support: Loan guarantee
• Conditions for receiving: To receive support, an entrepreneur must apply to a partner bank for a loan and receive a positive decision, but with the condition of an additional guarantee. Then the financial institution independently turns to the Fund, which is able to provide security up to 50% of the loan amount. After just 3 days, a decision is made on whether the MB representative will receive credit or not.

Who can become a participant?

Type of assistance: Subsidy for financial and economic activities

• Organization: State Budgetary Institution "MB of Moscow"
• The essence of support: Providing free assistance
• Conditions for receiving: To receive assistance, you should contact the State Budgetary Institution “Moscow City Hospital”, or send an application by mail. The participant needs to collect a package of documents, including an application, a copy of the charter, an extract from the Unified State Register of Legal Entities, a certificate of no debt to the state and off-budget funds, copies of licenses and SRO approvals for this type of organization, business plan, information about the premises used (rent or ownership).
• Intended Use: The subsidy can be used for various needs, and in a few months the results will be reported.

The maximum amount of assistance is no more than half a million rubles.

Who can become a participant?

An organization or individual entrepreneur created no more than 2 years ago, with up to 250 employees and revenue of less than 1,000,000,000 rubles. The organization's share must be at least 75% owned by Russian citizens. To receive assistance, a company (IP) must be “registered” in Moscow, have no debts on taxes and fees, loans, or overdue obligations to creditors.

Type of assistance: Subsidy for exhibition activities

• Organization: State Budgetary Institution "MB of Moscow"
• The essence of support: One-time provision of up to 300 thousand rubles for participation in the exhibition
• Conditions for receiving: To participate in the program, you should contact the authorities of the State Budgetary Institution “Moscow City Hospital” in person or through email, providing a number of documents, including an application, a copy of the charter, an extract from the Unified State Register of Legal Entities, annual financial statements with a tax mark, copies of agreements on the company’s participation in the exhibition.

Who can become a participant?

Entity(IP), registered and operating in Moscow, employing no more than 250 employees, with revenues of up to 1 billion rubles, which does not engage in intermediary, trading or agency work. It should also not have debts on taxes or loans, and the organization itself should not be involved in the trade of excisable goods or participate in receiving other subsidies from the city of Moscow.

Type of assistance: Investments in startups

• Organization:"Fund for Promoting the Development of Venture Investments..."
• The essence of support: Providing Money innovative companies.
• Conditions for receiving: The loan, provided at one and a half times the refinancing rate, is issued for a period of no more than 3 years. The loan amount that a participant can count on is from 0.5 to 8 million rubles. In this case, the participant needs to find an investor, and the Fund will provide the amount of borrowing 2 times that allocated by the private lender. The collateral is a share in innovative enterprise.

  The entrepreneur's algorithm of actions is as follows:

  1. Select an investor from among accredited organizations.
  2. Reach an agreement with the borrower and prepare a joint appeal to the Fund. Application required constituent documents innovative company, cost estimate, business plan, project presentation and some other papers.
  3. Presentation of the project at the Foundation office.
  4. Receipt of funds after concluding a pledge agreement.

Who can become a participant?

Enterprises belonging to the category of scientific and technical sphere, registered in the city of Moscow.

Type of assistance: Coworking

• Organization: State Budgetary Institution "MB of Moscow", club "Delovar", center "Start Hub" and other companies
• The essence of support: Providing open space for presentations, negotiations, staff training and other needs
• Conditions for receiving: By paying a certain cost for renting a business space, you can get either a dedicated workplace for the required period of time (from one day to a month), a conference room, or a presentation area. Such organizations always have the Internet, opportunities for doing business (office equipment, telephone-fax), an area for relaxation and lunch, postal services, and also lockers for storing personal belongings.

Who can become a participant?

Any business representative, including - individual entrepreneur, freelancer, start-up company.

Want to know what coworking is? What are its advantages over a traditional office? Then watch the video:

Type of assistance: Free legal assistance during registration

• Organization: State Budgetary Institution "MB of Moscow"
• The essence of support: Legal support in preparing documents for registration of a legal form
• Conditions for receiving: Using the electronic form, you can register an LLC, individual entrepreneur, and draw up an agreement. Having selected the appropriate section, you need to enter your data, including TIN, and scan the documents required for this purpose.

Who can become a participant?

Get legal assistance Any person (group of businessmen) who plans to carry out work in Moscow can have a TIN number. It is worth noting that at the time of writing, the service was provided in test mode.

So, support for small businesses in Moscow in 2015 is being carried out quite actively, at least there are quite a few existing programs. In addition, there are many local and short-term promotions that provide assistance to start-up businessmen: consultations, legal support, discounts.

The authorities of the capital of the Russian Federation are developing measures to stimulate the business activity of the population. Supporting small businesses in Moscow is a systematic activity of government agencies, carried out at the legislative and executive levels.

Let's consider the options for budget assistance that capital businessmen can count on in 2018.

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Goals and forms of work

The authorities interact with business structures through specially created Funds. These enterprises accumulate the initiatives of market participants, create tools and new forms of cooperation between the state and entrepreneurs.

The policy priorities of the Moscow authorities are:

1. promoting the involvement of young people in business activities;
2. support for market entities working with foreign counterparties;
3. providing conditions for improving the professional and educational level of entrepreneurs;
4. providing funding to companies involved in infrastructure and civil society development.

In addition to other forms of support, subsidies are provided for small businesses in Moscow. This form of cooperation is the attraction of budget funds for the development of small businesses.

These structures see their goals as:

• combining the efforts of businessmen to increase the level of interaction with the state;
• improving working conditions for entrepreneurs;
• development of proposals for improving legislation;
• providing support to start-up businessmen.

Types of support

There are several foundations operating in the capital of the Russian Federation. They offer clients and partners a variety of useful services.

The table shows their features

Assistance in obtaining a loan

This type of support is provided by the Bank Lending Assistance Fund. Its essence is that the borrower receives government guarantees. Terms of provision:

• working with a partner bank;
• impeccable credit history and business reputation;
• registration in Moscow or the region.

Rent at reduced prices

In order to reduce the costs of running a business, start-up entrepreneurs are provided with discounts on renting space in buildings owned by the state(to the municipality). The price is five to six times lower than the market price. However, to receive a preference, the following conditions must be met:

• register as a person on the list of small businesses;
• engage in educational or medical projects.

Subsidization

The Center “MB of Moscow” allocates funds free of charge to legal entities and individual entrepreneurs. The conditions are:

• less than two years have passed since the start of activity;
• no more than 250 hired workers work in production;
• annual revenue does not exceed 1 billion rubles;
• the share of foreign owners does not exceed 25%.

To receive money, you must send an application to the structure, accompanying it with the necessary documentation. The subsidy is targeted. You will have to account for the use of funds.

Information: the amount of assistance does not exceed 500 thousand rubles.

The above organization issues targeted subsidies for participation in exhibitions. Their size reaches 300 thousand rubles. The selection criteria for participants are the same as listed above. But there are exceptions. This type of assistance cannot be received by a structure engaged in the following types of activities:

• trade in excisable goods;
• mediation;
• agency work.

Watch a video about supporting small and medium-sized businesses